Ikääntyneiden varallisuus ja sen muuttaminen kulutukseksi

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equity release, taxation, life annuities
varallisuus, verotus, eläkevakuutukset
Määttänen, Niku - Valkonen, Tarmo

We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings model to study which kind of households’ in Finland would benefit the most from life annuities.

Publication year: 2008
Pages: 40
Price: 10€
Language: Finnish
Discussion Papers no. 1141

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