Prime MinisterŽs Office Publications 2/2009 Publication year: 2009 Pages: 41 Language: English Other articles 466
We study the extent to which retired households in Finland could supplement their mandatory pension benefits by releasing their equity. We also consider the tax treatment of different financial products that turn wealth into an income stream. In addition, we use a life cycle consumption-savings model to study which kind of households in Finland would
Bank of Finland Research Discussion Paper No. 8/2008 We study how a household borrowing constraint the the form of a down payment requirement affects house price dynamics in an OLG model with standard preferences. We find that in certain situations the borrowing constraint shapes house price dynamics substantially. The importance of the constraint depends very
Alho, Juha M. – Hougaard Jensen, Svend E. – Lassila, Jukka (eds): Uncertain Demographics and Fiscal Sustainability. Cambridge University Press (2008), p. 219-238 Publication year: 2008 Pages: 20 Language: English Other articles 430
Ekonomisk Debatt 2008:1, s. 59-62 Publication year: 2008 Pages: 4 Language: English Other articles 425
We analyze how changes in the mandatory pension system and the increasing life expectancy will affect the need for private retirement savings in Finland. The time horizon we consider is that of current young generations. We discuss private retirement savings from the point of view households, financial institutions, and public sector. JEL: D14, G22, H24,
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